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Protect What You Built in Dubai.
Before You Return Home.

You spent years building tax free wealth in Dubai. When you return to the UK, that changes. Speak with Alex before you land, and get a clear plan to keep it working for you.

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Alex Norris · Financial Adviser, deVere Acuma · Dubai
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Alex NorrisFinancial Adviser, deVere Acuma · Based in Dubai
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Alex Norris Explains the International Portfolio Bond

A plain-English walkthrough of how an IPB works, and why it matters if you're a UK expat managing wealth across borders.

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Alex Norris — International Portfolio Bond Explained
AWN Financial Advisory5 min watchFree
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The Return Home

Right now in Dubai, your income and your growth are yours to keep. But the day you become a UK resident again, everything changes.

01

Your worldwide income becomes UK taxable

Not just what you earn in the UK, but gains and income from everything you hold, wherever it sits.

02

Gains that were tax free abroad can be taxed on arrival

Sell at the wrong time and HMRC can treat the whole gain as taxable, even the years you built it in Dubai.

03

The best time to act is while you are still non resident

Once you land, your options narrow. The planning that protects you has to happen before the move.

There is a better way
The Solution

Meet the International Portfolio Bond

Think of it as one wrapper that holds your investments in a single place. Your money still grows through the funds, shares and currencies you choose. What changes is how, and when, it is taxed.

Grow your money tax deferredNo UK income or capital gains tax while your investments stay inside the bond. You choose when to pay.
Protect what you built abroadWhen you return, only the growth earned as a UK resident is taxable, not the years you built in Dubai.
Draw 5% a year, tax freeTake up to 5% of your original investment each year with no immediate UK tax. Up to 20 years of income.
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Alex Norris managed two great tricks. He made me trust financial advice, and he created wealth for my portfolio. I was lucky to meet him and lucky to do business with him.

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Experienced and professional, and great to deal with. Alex makes everything clear and easy to understand. Very happy with the service so far. Highly recommend.

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AWN Financial Advisory

Speak with Alex directly: +971 58 561 9690

Alex Norris is a Financial Adviser at deVere Acuma Insurance Brokers L.L.C. The information in this guide is for general information only and does not constitute financial, tax, or legal advice. Tax treatment depends on your individual circumstances and may change. Past performance is not a reliable indicator of future results.

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